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By accessing or using this website, you agree to these Terms and to any additional notices posted on the site. If you do not agree, you should not use the website. We may update these Terms from time to time, and continued use of the website means you accept the updated version.
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The following opening sections summarize the governing terms and direct readers to the corresponding source references.
By accessing or using this website, you agree to these Terms and to any additional notices posted on the site. If you do not agree, you should not use the website. We may update these Terms from time to time, and continued use of the website means you accept the updated version.
This website provides general information and assistance related to insurance selection services for retirees. Any contact or inquiry submitted through the website is for informational and administrative purposes only and does not create an obligation to provide coverage, approval, or a specific outcome.
Any fees, charges, or commercial terms that may apply to a particular service will be disclosed separately, if and when relevant. We may refuse or discontinue any service request where permitted by law or where the request is incomplete, inaccurate, or otherwise unsuitable.
You agree to provide accurate information and to use the website only for lawful purposes. We may rely on the information you submit, and we are not responsible for issues arising from incomplete, outdated, or incorrect details provided by you or by third parties.
All content on this website, including text, layout, and design, is owned by us or used with permission and is protected by applicable intellectual property laws. You may not copy, modify, distribute, or reuse website content without our prior written consent, except as allowed by law.
The website is provided on an as-is and as-available basis. To the fullest extent permitted by law, we disclaim warranties of accuracy, completeness, availability, and fitness for a particular purpose, and we are not liable for indirect or consequential losses arising from use of the website.
These Terms are governed by the laws applicable in Portugal, without regard to conflict of law rules. Any dispute arising from these Terms or the use of the website should be handled by the competent courts or other lawful dispute-resolution process applicable in Portugal.
If you have questions about these Terms or the website, you may contact us through the contact details provided on the site. We may revise these Terms at any time, and the version posted on the website will apply from the time it is made available unless a different rule is required by law.
